Post By Simon Montford on Sept 27, 2018
When I attended Digit’s FinTech event held in Edinburgh last week – another impeccably run conference – one of the main, consistent themes was the rise of challenger banks. What became obvious from the talks I listened to and the conversations I had with delegates was that a classic David and Goliath scenario is starting to play out. Not only are plucky fintech startups like Atom, Monzo and Revolut enticing affluent young customers away from traditional banks, but they are also managing to convert them into fiercely loyal advocates. This is an extraordinary feat when you consider how much is spent by incumbents on advertising and marketing.
Post By Anthony Broderick on June 25, 2018
Here at WEB3-IOT our aim is to track the inevitable convergence between the Internet of Things (IoT), Artificial Intelligence (AI) and Distributed Ledger Technologies (DLT) such as blockchain. One of the most heated debates in the DLT space right now is - which blockchain will form the infrastructure for the coming wave of Decentralised Applications (Dapps) that will run on Web 3.0? Anthony Broderick takes a deep dive into how Bitcoin and Ethereum' blockchain platforms stack up against EOS.
Post By Simon Montford on June 14, 2018
Before I begin, it is vital that I make one thing very clear. By writing this piece, it is not my intention to judge or undermine event organisers. They must be congratulated for all their hard work, and it’s important to remember that conferences are a platform for innovation. They facilitate connections, inspire new thinking, and enable innovators to promote themselves and obtain much-needed visibility as a result of being given a forum to speak and exhibit. It's always a great pleasure to cover our favourite conferences, and include them in our 2018 Conference Directory. We consider it as our duty to support them, so keep up the good work!
Post By Simon Montford on January 13, 2018
Last night's BBC Panorama: "Who Wants to Be a Bitcoin Millionaire?" was uncomfortable to watch because a lot of clueless, irrational, and ignorant people are being seduced by greed. Unfortunately many will end up losing their money when the cypto bubble bursts. It's very simple, don't invest in anything you don't fully understand!
Post By Simon Montford on December 11, 2017
As technology becomes ever more fundamental to citizens, societies and economies, Simon Montford, the founder of WEB3//IOT visited the After Money money symposium looking at issues from identity and privacy to decentralisation, autonomy and democracy itself. I recently attended a two-day event called After Money, which heralded the end of an 18-month research project of the same name, supported by the Economic and Social Research Council in collaboration with the Royal Bank of Scotland and the New Economics Foundation. It took place on the 20th and 21st of November at the City Arts Centre in Edinburgh and was organised by The Centre for Design Informatics at the University of Edinburgh.
Post By Simon Montford on Sept 21, 2017
Post By Simon Montford on Sept 20, 2017
As mentioned in Part I of this series, unlike bitcoin, ether is more than just a store of value. It has been described as "crypto-law" and "programmable money" because when it is turned into gas it can be used to perform the following actions: Allocate resources, facilitate transactions between accounts using smart contracts, compensate participant nodes for computations performed on the network, and act as an internal transaction pricing mechanism. These powerful functionalities have made an entirely new kind of self-regulating governance possible in the form of distributed autonomous organisations (DAOs).
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