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Post By Simon Montford on Oct 3, 2018 Today’s web is pretty much controlled by an oligopoly of tech giants that I will refer to as “GAFAM”. They have grown incredibly rich by hoovering up personal data belonging to billions of people and using it to develop incredibly addictive products. This practice is, in most cases, perfectly legal as it is done with the consent of their users.
Post By Simon Montford on Sept 27, 2018 When I attended Digit’s FinTech event held in Edinburgh last week – another impeccably run conference – one of the main, consistent themes was the rise of challenger banks. What became obvious from the talks I listened to and the conversations I had with delegates was that a classic David and Goliath scenario is starting to play out. Not only are plucky fintech startups like Atom, Monzo and Revolut enticing affluent young customers away from traditional banks, but they are also managing to convert them into fiercely loyal advocates. This is an extraordinary feat when you consider how much is spent by incumbents on advertising and marketing.
Post By Anthony Broderick on June 25, 2018 Here at WEB3-IOT our aim is to track the inevitable convergence between the Internet of Things (IoT), Artificial Intelligence (AI) and Distributed Ledger Technologies (DLT) such as blockchain. One of the most heated debates in the DLT space right now is - which blockchain will form the infrastructure for the coming wave of Decentralised Applications (Dapps) that will run on Web 3.0? Anthony Broderick takes a deep dive into how Bitcoin and Ethereum' blockchain platforms stack up against EOS.
Post By Simon Montford on January 13, 2018 Last night's BBC Panorama: "Who Wants to Be a Bitcoin Millionaire?" was uncomfortable to watch because a lot of clueless, irrational, and ignorant people are being seduced by greed. Unfortunately many will end up losing their money when the cypto bubble bursts. It's very simple, don't invest in anything you don't fully understand!
Post By Colin Cardwell on December 21, 2017 Montford's Rule is a new one for our times… “Every time there is a step change in technology it’s heralded as a revolution - now it's real,” he alleges. And Artificial Intelligence (AI) is the key. We are now no longer just looking at the loss of labour to technology that the evanescence of tasks that have for centuries required a high degree of intellect and evaluation. There’s a sense of urgency highlighted by the publication last month of arguably the U.K.'s most focused new industrial strategy to be announced in the past two and a half decades.
Post By Simon Montford on December 11, 2017 As technology becomes ever more fundamental to citizens, societies and economies, Simon Montford, the founder of WEB3//IOT visited the After Money money symposium looking at issues from identity and privacy to decentralisation, autonomy and democracy itself. I recently attended a two-day event called After Money, which heralded the end of an 18-month research project of the same name, supported by the Economic and Social Research Council in collaboration with the Royal Bank of Scotland and the New Economics Foundation. It took place on the 20th and 21st of November at the City Arts Centre in Edinburgh and was organised by The Centre for Design Informatics at the University of Edinburgh.
Post By Simon Montford on Sept 21, 2017 Following on from part 1 and part 2 of this series, what I find most curious about the current ICO mania is that the majority of people filling their boots with crypto-plunder clearly understand the dangers, but do it anyway. Let's take EOS's ICO for example, if you look at the company's Terms of Use (TOU) you will see that the founders have sensibly made provisions to indemnify themselves against future liability.
Post By Simon Montford on Sept 18, 2017 Once upon a time there was a substance called ether, also known as quintessence, that delighted and baffled medieval scientists for centuries. They postulated that it was a medium used by light to travel through the vacuum of space. It was also thought to be responsible for all kinds of other complex scientific phenomena. At the end of the 19th century, the scientific community collectively disavowed the notion, and concluded that it never existed. Ironic then that ether should, well, disappear into the ether.
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